Axis Asap Zero Balance Account Feature,Benefits and Minimum Balance in 2021

What is Axis Asap Account and How To Get Axis Debit Card

Axis Asap Zero Balance account is a unique type of account,which will provide you peace of mind from Average Monthly Balance non maintenance charges.

Axis Asap account also provides you lots of benefits which are similar to other bank Zero Balance savings accounts.

You will get your Axis asap debit Card,Passbook,Cheque Book, Internet banking and mobile banking through courier or speed post after successful account opening.

Also Axis bank asap account provides you numerous transaction benefits. I will explain below step by step.

What are the key benefits of an Axis Asap account ?

Friends I will Highlight major benefits of this new age digital axis asap zero balance savings bank account and Minimum Balance Condition.

1. Axis asap Auto FD Benefit.

2. Axis Asap Virtual Debit Card.

3. Axis Asap Free Fund Transfer.

4. Axis Asap Online Rewards Debit Card.

5. Complete Digital Process to open axis asap zero balance account.

6. Instant Account Number.

7. Minimum Documents and time saving process.

Axis Asap Account Auto FD Benefits and Features :-

Axis Asap account comes with a unique feature of Auto FD facility on your savings amount. In this Feature you will get higher Interest rate in your savings or deposits compared to a normal savings account.

Normal Savings accounts provide you 3-4% Interest in your deposit, but from axis asap account you can earn upto 6.50% interest rate. Sometimes it can be higher also.

Actually Axis Asap account provides auto FD feature. Under this feature if your deposit goes above Rs 20000,then an extra amount will turn into Instant FD and you will start receiving FD rate.

I will clear you this with an example.

Suppose Mr A has an axis asap account and he has deposit Rs 90000 in his account, than in this scenario above Rs 20000 means Rs 70000 will get auto converted to Instant FD and Mr A starts receiving current FD rate on Rs 70000,which is vary 6 to 6.50%.

Also whenever you need money you can do premature withdrawal without any extra charges or penalty.

I hope I cleared your doubts on this topic and if you have still any doubts,than click on this link or do comment with your question :-  https://www.youtube.com/watch?v=nXYupfxjVFk&t=513s

Virtual Debit Card :-

Virtual Debit Card is an online benefit provided by Axis Asap account. Under this benefit you will get a debit card in virtual form.Just like Paytm Payments Bank Debit card or Airtel Bank debit card and you can use this debit card for all your transaction requirements.

Your Virtual Debit card consists of a 16 digit card number,Expiry Date,CVV code and your name printed on the card.

You can use this card for online shopping in flipkart,amazon and other ecommerce website.You can also use your card for generating your internet banking ID and Password.You can also use this card to make any payment or Fund Transfer.Also its a very secure method for transaction and the biggest benefit is you don’t need to pay any single amount for getting this benefit.

Normally all banks charge a specific amount for debit cards,which varies between Rs 300 to Rs 590,but virtual debit card won’t charge you anything.

Free Fund Transfer :-

Axis asap account provides you a free fund transfer feature.Under this feature you can make IMPS,NEFT and RTGS fund transfer free of cost without any charges.You just need to create your internet banking ID and password or activate your mobile banking to do this. 

Online Rewards Debit Card :-

In this feature you will get rewards for your debit cards usage.You will get rewards in forms of discount or cashbacks. Sometimes back Flipkart offered a 10% additional discount with axis bank debit card and this kind of rewards you will get in future also. 

Complete Digital Process :-

As I already told you that axis bank asap account is a new age digital account.So,I would like to inform you that the process is entirely digital and you don’t need to carry a hard copy of documents nor need to visit a branch for account opening.

Only mandatory thing is that your mobile no should be registered with your aadhar no and PAN no required with initial funding of Rs 10000.You can fund your account with higher amount also,if you wish,Because finally money is yours and account is also yours and more you deposit more you earn interest in form of FD.lso once you complete this process,which will take hardly 3 to 5 minutes,than instantly you will get your account no on your mobile or desktop screen where you done this transaction and also you will receive congratulation message with your account no in your registered mobile no. 

Asap Goal Feature :-

Axis asap account provides you a feature of asap Goal. Basically its a planning feature.I will provide you details with an example.

Suppose Mr X plan a trip to Thailand for Next year and he needs Rs 100000 for that trip.Now Mr X can create a axis asap goal and deposit a fixed amount each and every month and you will get reminder for your plan also.So,next year due to this savings in asap goal you will end up with a sufficient amount for your trip at the end of year.

Axis Asap Virtual Debit Card Features and Benefits

Axis asap zero balance account provides you dual benefit of Virtual debit card and also physical debit card as per your requirement.

Virtual Debit card is also known as digital card and it comes in digital form and you can access this card by logging in Axis Mobile banking app.

Axis Asap virtual debit card can be used in all type of online purchase-commerce platform and any kind of recharges. Also Axis asap virtual debit card is absolutely free of cost for customers, while if you wish to get a physical debit card, then you have to pay a fee Rs 399.

Axis Asap physical debit card fee will be debited from your account automatically.

Axis asap acount cheque book feature and charges

Axis asap zero balance account also provide you cheque book facility, but for this facility first you need to visit any axis bank branches near to your home and you have to do Full KYC of your axis asap account.

Only after completion of full KYC and signature upload you will become eligible for 15 nos free cheque book leaf per quarter.

If you need more cheque leafs,than you have to pay Rs 3 per cheque leaf extra.

Axis asap bank account opening process and documents

Axis bank account opening process is very simple and you just need to keep your aadhar card,pan card and aadhar registered mobile number handy to complete axis account opening process.

Axis asap account opening process is 100% digital and it will take 10 to 15 minutes only.

Once you complete all the steps, then immediately you will get axis asap account number instantly on your mobile device through mail and SMS.

Axis asap account minimum balance maintainance charges

Axis bank asap account is a zero balance account. So,You don't have any boundation to maintain any minimum balance in your account.

So,Friends I am stopping this blog here and I will come with new blog soon as per my commitment.

Also for any query you can visit my Youtube Channel : - https://www.youtube.com/channel/UCrtWCHdju22RnU7vbPL8ZEw?view_as=subscriber